Accept payments without a website.
A payment link is a bill with its own address. You create it in the SekaliPay Merchant dashboard, send it in chat, and the buyer pays from that link with the method you chose.
Demo of creating a payment link in the dashboard: enter the amount, choose a method, then copy the link.
How it works
What happens after the link is sent?
Scroll to follow one sample Rp 150,000 bill.
- 01
Create the bill in the dashboard
Enter the amount and choose a payment method. Customer name and contact are optional. The total the buyer will pay is shown before the bill is created.
- 02
Send the link to the buyer
Over WhatsApp, Instagram, or any chat. The bill is valid for 30 minutes from creation.
- 03
The buyer pays from the link
Scanning QRIS, transferring to a virtual account, or approving in an e-wallet, according to the bill's method. The method fee is added to the buyer's total.
- 04
Paid, funds reach your balance
The dashboard status changes to paid. QRIS Sekalipay settles to your balance H+0.
Good for
When is a payment link most useful?
Orders in chat
The buyer orders on WhatsApp or DM, and you reply with the bill's link.
Service invoices
Design, repairs, or consulting where the amount differs for each customer.
Classes and events
Registrations paid per participant, without building a registration page.
Payment link or API?
| Payment Link | Payment API | |
|---|---|---|
| Needs a website or code | No | Yes, your server calls the API |
| How bills are created | By hand in the dashboard | Automatically from your system |
| Knowing a bill is paid | Dashboard status, plus a webhook if a webhook URL is set | Webhook to your server, plus dashboard status |
| Fees | The same, based on the method used. See fees | |
What you should know
There is no extra fee to create or send a link. Only the per-transaction method fee applies.
- Bill validity
- 30 minutes from creation
- Method
- One method per bill, chosen when the bill is created
- Method fee
- Paid by the buyer, added to the bill total
- Paid notification
- Dashboard status, plus a webhook if you set a webhook URL
Registered with PSE Komdigi
023936.01/DJAI.PSE/06/2026
Start accepting payments.
Sign up today. Once verification is done in 1 to 2 business days, you can send your first bill right away.